Concord Homes under $400,000

Welcome to Concord, California, a vibrant city nestled in the heart of Contra Costa County. Known for its rich history, diverse culture, and stunning natural landscapes, Concord offers a unique blend of urban amenities and suburban charm. Whether you're drawn to its lively downtown, picturesque parks, or the breathtaking views of Mount Diablo, Concord has something for everyone.

One of the most appealing aspects of Concord is its affordability in the housing market. For those seeking homes under $400,000, the city presents a variety of options that cater to first-time homebuyers, families, and investors alike. From cozy condominiums to quaint single-family homes, Concord's real estate market is brimming with opportunities that provide both comfort and value.

Imagine living just minutes away from the bustling shops and restaurants of Todos Santos Plaza, enjoying weekend strolls in the beautiful Lime Ridge Open Space, or catching a concert at the Concord Pavilion. With excellent schools and a strong sense of community, Concord is an ideal place to plant your roots.

The city's strategic location also allows for easy access to major highways and public transportation, making commutes to San Francisco and other Bay Area hubs a breeze. With its warm climate and welcoming atmosphere, Concord is not just a place to live—it's a place to thrive. Discover the charm of Concord today and explore the possibilities of making this wonderful city your home!

Newest Concord Homes under $400,000

2097 Dalis Garden Drive Unit #79, Concord

$169,900

2 Beds ⋅ 2 Baths ⋅ ML82063374 MLS

Explore this newly remodeled 1972 home in Dalis Garden, a charming community. Discover a beautifully updated home with approximately 1,320 square feet of space, featuring 2 bedrooms and 2 bathrooms. The interior and exterior are freshly painted. As you step inside, you'll find a spacious living room with displayed cabinets and new laminate flooring. The kitchen is equipped with a refrigerator, new cooktop, cabinets, oven, new dishwasher and laminate flooring. Both bedrooms have closets and laminate flooring. The master bathroom offers double sinks, laminate flooring, and a new tub and shower. The guest bathroom includes laminate flooring and a shower. Additionally, the home comes with a washer and dryer, along with a shed for extra storage. Community amenities include a clubhouse, swimming pool, recreational facilities, and more. This is a senior community, so dont miss out. Stop By Today!

2097 Dalis Garden Drive Unit #79, Concord

Listing courtesy of Todd Su from Realty World-Todd Su & Company. 408-316-9854

$206,000

1 Beds ⋅ 1 Baths ⋅ 41150113 MLS

Resort style living with a view of the pool, clubhouse, and water feature. This 1 bedroom, 1 bath condo offers 671 square feet of bright, comfortable space in a prime location. Sliding glass doors open to a covered patio overlooking the pool and clubhouse, perfect for morning coffee or relaxing evenings. Inside you'll find a galley kitchen with white cabinets, stone counters and a mosaic tile backsplash, a breakfast bar, dining area and a cozy bedroom with a ceiling fan, located on the ground floor. The bath features a glass shower with a built in seat. Unit has wall AC. A great opportunity for first time buyers, downsizers, or investors. Short sale, subject to lender approval.

1036 Oak Grove Rd Unit #109, Concord

Listing courtesy of Janel Pelosi from Keller Williams Realty. 925-408-8990

$269,000

2 Beds ⋅ 1 Baths ⋅ 41150097 MLS

Beautifully updated 2 bedroom 1 bath condo. New Luxury Vinyl Plank floors and carpet in the bedrooms, new appliances, lighting and bathroom vanity. Located on the second floor with a balcony that backs to trees. AMERICAN DREAM PROGRAM 3% down payment Can be all Gift Funds No price hit on rate for Loan to Value, Condo or credit score No reserves of assets required Could possibly qualify for a closing cost credit Up to 45% debt to income ratio

1060 Oak Grove Rd Unit #80, Concord

Listing courtesy of DeAnna Armario from Keller Williams Tri-Valley. 925-260-2220

$375,000

2 Beds ⋅ 2 Baths ⋅ 41150006 MLS

OPEN SAT 12-2PM! Welcome to the desirable Galindo Creek community! This beautifully refreshed 2-bedroom, 2-bath top-floor unit offers an open and spacious floor plan, incredible views, and a super convenient location. Step inside to brand-new luxury vinyl plank flooring throughout, fresh interior paint, and an updated kitchen featuring solid-surface countertops, ample cabinetry, and a casual dining area. The inviting living room is centered around a cozy fireplace and opens to a private patio—perfect for relaxing and taking in the views.The two generously sized bedrooms are thoughtfully positioned on opposite sides of the unit for added privacy. Enjoy the convenience of in-unit laundry with washer and dryer included, plus an assigned garage parking space, an additional assigned open space, and guest parking.Galindo Creek offers a low HOA with community amenities including a pool and clubhouse. Ideally located near Clayton, shopping, dining, BART, and highly regarded local schools. With its top-floor location, beautiful views, fresh updates, and convenient setting, this one is a must-see!

1430 Bel Air Dr Unit #307, Concord

Listing courtesy of Krystle Greenwalt from Twin Oaks Real Estate. 925-595-9396

$399,000

3 Beds ⋅ 2 Baths ⋅ 41150001 MLS

A fresh start begins here, single-level comfort, and a location made for everyday convenience! Welcome to 2099 Olivera Road, Unit A, a beautifully updated 3-bedroom, 2-bath condo featuring new Luxury Vinyl Tile flooring, fresh paint, updated kitchen and bath. In-unit laundry with a washer and dryer included adds everyday ease. Enjoy the community pool, a pet-friendly setting, and nearby Hillcrest Community Park with its expansive green space, playground, and picnic areas. Easy freeway access keeps you connected while nearby outdoor spaces invite you to get out and explore. Whether you’re purchasing your first home, downsizing, or simply looking for the convenience of single-level living, this condo is an opportunity you won’t want to miss!

2099 Olivera Rd Unit A, Concord

Listing courtesy of Suvindar Johal from Twin Oaks Real Estate. 925-876-5483

$319,000

2 Beds ⋅ 2 Baths ⋅ 41149795 MLS

Welcome to 1391 Monument Blvd, Apt 1—a beautifully remodeled first-level condo blending modern style, comfort, and convenience. This professionally staged, truly move-in-ready 2-bedroom, 1.5-bath home offers Approx 941 sq. ft. of single-level living with no stairs. Thoughtfully renovated throughout, it features new laminate flooring, fresh interior paint, new blinds, and a beautifully remodeled kitchen with brand-new cabinetry, quartz countertops, and new stainless-steel appliances, including a smooth-surface electric range and French-door refrigerator. The primary bath has been refreshed with a new vanity, while the A/C and furnace were replaced in 2025. Enjoy a private patio, washer/dryer hookups, one assigned covered carport plus an additional uncovered parking space. Ideally located in central Concord with convenient access to shopping, dining, BART, and major commute routes. With its extensive remodel, first-floor accessibility, and fresh contemporary feel, this home is ready to move in and enjoy from day one! The community offers landscaped common areas and the convenience of HOA-maintained amenities, with water and garbage/recycling included in the HOA assessment. Ideally located in central Concord, the home is convenient to shopping, restaurants, everyday services, BART, parks, and major commute routes, with easy access to the broader Concord and Pleasant Hill area. With its extensive remodel, first-floor accessibility, private outdoor space, and fresh contemporary feel, this home is ready to move in and enjoy from day one.

1391 Monument Blvd Unit #1, Concord

Listing courtesy of Hosein Pedramfard from PMI Contra Costa. 925-948-8485

$375,000

2 Beds ⋅ 2 Baths ⋅ 41149744 MLS

Move-in ready 2-bedroom, 2-bath ground-floor condo offering 1,158 sq ft of comfortable living space with the added benefit of no neighboring units directly on either side. Recent improvements completed in September 2026 include new laminate wood flooring, new bedroom carpet, fresh interior paint, and updated lighting. The kitchen features wood cabinetry and granite countertops, while both bathrooms have been updated. Enjoy indoor-outdoor living with a private patio accessible from both the living room and primary bedroom. Indoor laundry, two dedicated parking spaces, and a patio storage closet add everyday convenience. A functional floor plan and numerous updates make this an affordable opportunity for homeownership. Conveniently located near Todos Santos Plaza, Concord BART, and Highway 242 for easy access to shopping, dining, and commuting.

1670 Clayton Rd Unit #3, Concord

Listing courtesy of Erica Misasi from Dudum Real Estate Group. 925-708-6105

$345,000

2 Beds ⋅ 2 Baths ⋅ 41149506 MLS

Great location, corner unit and recently remodeled home ready for the new owner to enjoy. Outstanding floor plan, large living room with good sized kitchen. Brand new flooring throughout the unit and some new fixtures. Two large bedrooms and a large hallway bathroom plus a nice new powder room downstairs. The unit also has a large yard area enough for entertaining guests and a storage shed. Light and bright this unit is ready for the new owner! Close to shops, restaurants, parks and schools. Seller is also planning on gifting new appliances for new buyer or giving credit in escrow.

1501 Parkwood Pl, Concord

Listing courtesy of Faisal Kakar from Cal Bay Realty. 925-330-5778

$260,000

2 Beds ⋅ 2 Baths ⋅ 41149440 MLS

Wonderfully spacious upstairs condo in the heart of Concord! Long time owner has taken great care of this updated unit. Located in the back of the complex away from the hustle and bustle of Monument Blvd you'll enjoy a quieter living experience. Recent updates include new flooring, new baseboards, new lighting throughout, new paint throughout, a previously updated kitchen with large counter bar. In unit full size laundry is always a plus and the washer / dryer / refrigerator will be staying with this unit. Located just off the living area and with access from the living room as well as the primary bedroom, the deck is private and overlooks the Historic 200+ year old Oak, located in the center of the complex. This larger deck area truly extends the living area of the unit and offers a tranquil retreat for those moments alone and a large storage closet as well. Note: unit has two dedicated parking spaces. One covered and one uncovered. Located close to shopping, Costco and multiple dining options as well as highway 680 / 4 and BART. In addition to everything else, you'll be only one block away from Cambridge Park where you can take kids to play or just take a nice walk and get out and stretch your legs. This unit is truly a great place to call home! Come see for yourself...

1391 Monument Blvd Unit #18, Concord

Listing courtesy of Daniel Birdwell from Legacy Real Estate & Assoc.. 510-708-0702

$290,000

1 Beds ⋅ 1 Baths ⋅ 41149001 MLS

Welcome to this desirable ground-floor corner unit in Kirkwood Village, offering a thoughtfully designed interior that makes everyday living easy. Laminate flooring flows throughout the home, creating a warm and cohesive feel from room to room. The thoughtfully designed wraparound kitchen maximizes the space, offering generous counter space and ample storage. Warm honey-oak cabinets extend throughout the kitchen, providing abundant upper and lower cabinetry, while stainless steel appliances, including a dishwasher, refrigerator, range and built-in microwave, complete the functional and inviting space.The spacious bedroom features a new private vanity area, adding extra convenience for busy mornings, along with a generous walk-in closet offering plenty of storage. The hall bathroom includes a newer vanity and shower-over-tub, while a newer HVAC system and hot water heater add to the home’s comfort and peace of mind. Residents enjoy access to a community swimming pool, tennis courts and laundry facilities. Just minutes from Downtown Clayton, Toyota Pavilion, Mt. Diablo, parks, hiking trails, schools, shopping, dining and everyday essentials, this condo offers a comfortable blend of thoughtful improvements and convenient living.

5450 Concord Blvd Unit H2, Concord

Listing courtesy of Nicole DaVico from Twin Oaks Real Estate. 925-658-2327

$338,888

2 Beds ⋅ 1 Baths ⋅ 41148892 MLS

2 Bedroom condo in Mendocino Condoominum. New paint, new floor, new kitchen cabinet, new quartz kiitchen counter top, new bathroom vanity, new bath tub, new shower wall, new ceiling fan, new microwave hood, new range, new dishwasher, new refrigerator....Very open view from both sides of the unit. Outside additional storage unit. Walk to many shops and supermarket. Very nice community pool. Going to Concord High School.

4081 Clayton Rd Unit #207, Concord

Listing courtesy of See-Pok Wong from Wong Real Estate Investment. 925-389-8658

$299,000

2 Beds ⋅ 1 Baths ⋅ 41148685 MLS

Welcome to 1416 Del Rio Circle, Unit B — a 2-bedroom, 1-bath condo with 873 square feet in Concord's established Del Rio Park community. The layout puts living room, kitchen, and dining on the ground floor, with both bedrooms and the full bath tucked upstairs — and no neighbors above you for extra quiet. The home has been partially updated with fresh touch-up paint throughout, giving it a clean, well-kept feel with room to add your own personal finishes. A private covered carport is attached to the unit, along with coin-operated laundry and a dedicated storage space — practical extras that make everyday living easier. Del Rio Park offers residents a community pool and mature, tree-lined greenbelt grounds, all just minutes from freeway access, BART, and the Iron Horse Trail — putting the whole Bay Area within easy reach. Zoned for Mt. Diablo Unified School District. At $299,000, this is one of Concord's most accessible entry points into homeownership — a smart move for a first-time buyer ready to build equity, or an investor adding a low-maintenance rental to their portfolio.

1416 Del Rio Cir Unit B, Concord

Listing courtesy of Jordan Ruiz from Real Broker. 925-250-2151

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